1. High Altitude Risks

Mount Kilimanjaro stands at 5,895 meters (19,341 feet), and altitude sickness is a common challenge. Severe cases can require immediate descent or even evacuation. A good insurance policy should cover altitude-related illnesses and emergency medical evacuation.

2. Emergency Evacuation Coverage

If you suffer from acute altitude sickness, injury, or any other medical emergency, the only way to descend quickly is through a helicopter evacuation or stretcher rescue. This can be extremely expensive if not covered by insurance.

3. Trip Cancellation and Delays

Unforeseen circumstances like illness, bad weather, or flight cancellations may force you to cancel or delay your trek. A comprehensive travel insurance policy will protect you from financial losses due to trip cancellations, interruptions, or missed flights.

4. Lost or Stolen Gear

Kilimanjaro treks require specialized hiking gear that can be expensive to replace. Some insurance policies cover lost, stolen, or damaged equipment, ensuring you don’t suffer significant losses.

5. Medical Expenses

While Tanzania has medical facilities, they may not be equipped to handle serious conditions. If you require hospitalization or repatriation, travel insurance ensures that your medical expenses are covered, including emergency transport back to your home country.