Tanzania’s official currency is the Tanzanian Shilling (TZS). Whether you’re planning a safari, a beach holiday in Zanzibar, or exploring local markets, understanding Tanzania’s currency and payment methods will help you manage your expenses smoothly.
Fun Fact: The Tanzanian Shilling is a closed currency, meaning it’s not widely available outside Tanzania.
The exchange rate for the Tanzanian Shilling fluctuates, so it’s best to check current rates before your trip. As of recent updates:
Where to Exchange Money?
Avoid exchanging money on the street to prevent scams or counterfeit bills
Yes, US Dollars (USD) are widely accepted in Tanzania, especially for:
Safari tours & national park fees
Hotels & lodges
Luxury restaurants & resorts
However, small businesses, markets, and public transport prefer Tanzanian Shillings.
Important: Only USD bills issued from 2009 onwards are accepted. Older notes may be rejected.
Accepted Cards: Visa & Mastercard are the most widely accepted. American Express is less common.
Where Can You Use Cards?
Tip: Carry some cash, as small shops and rural areas may not accept cards.
Mobile money services are very popular in Tanzania, including:
You can use mobile payments for:
Paying for local transport (daladalas & boda bodas)
Buying goods in markets & small shops
Sending money within Tanzania
Where to Find ATMs?
ATM Tips:
Use ATMs at banks for security reasons
Withdrawal limits vary (usually 400,000–800,000 TZS per transaction)
Some ATMs charge withdrawal fees
ATMs in rural areas may be unreliable, so carry enough cash when traveling outside major cities.
Tipping is not mandatory, but it’s appreciated. Common tipping amounts:
Where to Shop with Cash?
Bargaining Tip:
In markets, bargaining is expected! Start at 50% of the asking price and negotiate.
Carry a mix of USD & TZS for flexibility.
Use small bills (1,000–5,000 TZS) for easier transactions.
Avoid exchanging money at airports due to higher rates.
Notify your bank before traveling to avoid card issues.
Planning a trip to Tanzania? Make sure you’re prepared with the right currency for a smooth travel experience!
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